Need A Good Reason...
To Quit Smoking Cigarettes?
If you need a good reason to quit smoking cigarettes, forget the fact that tobacco is dangerous for your health for a moment and consider how much money that nicotine habit is costing you.
With the push against tobacco now in high gear you can expect to see the price for a single pack of cigarettes to continue to increase over the coming months and years. The only way you can avoid getting squeezed out of any more of your hard earned money is by throwing this habit overboard as soon as possible. Someone who smokes approximately a pack of cigarettes in a day’s time is burning through a lot more than just those filter tipped cigarettes. Each week you are essentially setting $35-50+ on fire just for the opportunity to inhale a little cigarette smoke. This is money that you could use for your normal bills, for entertainment purposes or to help build your savings for the future.
Quit Smoking Cigarettes
Bank Your Savings!
Quitting the tobacco habit can allow you to bank about $150 or more each and every month. When you add up your yearly savings you can quickly see that you could trade your smoking habit in and end up with nearly $2000 extra each year. Over the years, if you were to bank this money instead of using it to sustain your tobacco habit it could mean additional savings of $50,000-$150,000. The amount of money that you will actually realize is dependent on the size of your current tobacco habit. It also depends on what type of bank account you use for these savings and how much interest the account will be earning.
Now that you realize you could be saving so much money, this may give you the extra inspiration needed to help you quit smoking cigarettes. If you need to think about the savings in “real terms” then consider how much you are shelling out each time you buy a pack, or carton, of cigarettes... Even when they are on sale you are still paying approximately $4-$6 per pack, if not more. This cost is the total for the actual cigarettes, plus the cost of your gas and time to go and buy them. Speaking of time....
If You're Smoking Cigarettes
Time is Not on Your Side!
Their is a term called "Time Value". The time value of money is the value of money, figuring in a given amount of interest earned over a given amount of time.By smoking cigarettes, not only are you wasting your hard earned money on this habit, money which took you time to make, money that could have went into an interest earning savings account, but you are also wasting time while smoking these cigarettes, this is time that could of beeen used more productively. Not to mention the fact that your time here on Earth may end sooner than it would have otherwise. One of the most precious things we have in this life is Time, and if you're smoking cigarettes....Time is Not on Your Side!
Kick Those Tobacco Butts
To the Curb!
Let’s consider some of the other reasons that you should think about kicking those tobacco ‘butts’ to the curb:• Smoking is a leading cause of lung cancer • Smoking cigarettes is a fatal addiction • Cigarette smokers develop facial wrinkles earlier in life • Nicotine leaves nasty, yellow stains on your fingers and fingernails • Cigarettes can negatively impact your overall health • Smokers have higher incidences of gum disease • Second hand smoking can result in serious illnesses for your children and other loved ones • Smoking is no longer a habit that is tolerated by the majority of Americans • Smoking is Not Cool or Fashionable
You can use
smokeless cigarettes
to help you break free of the tobacco addiction. Other options include nicotine gum and nicotine patches or prescription medications that you can obtain from your family physician.Healthy diets, exercise and meditation are some of the additional techniques that may also be used successfully by people who want to quit smoking cigarettes for good. You can even save money in other ways once you eliminate your smoking habit. For example insurance companies will offer you better premiums for life and health insurance coverage. Home insurance companies and auto insurers also charge higher premiums for customers who smoke. This is because cigarette use is linked to more auto accidents and it is also a leading cause of many of the fires that destroy homes. Many employers are more likely to consider you for a higher paying promotion if you are a non-smoker. This means more money in your paycheck which you can then add to your long term savings account.
It will take some effort to quit smoking cigarettes, especially if this is a long-term habit. However the sooner that you start taking the steps necessary to break free of the tobacco addiction the sooner you can begin turning those expensive packages of cigarettes into Real Wealth Savings...these are savings that are not only earning interest for your Bank Account, but also earning interest for your Time Here on Earth Account.However, if you're a Die Hard Smoker Fan.......no pun intended, or you've come to the conclusion that you just can't quit smoking cigarettes but you'd like to save some money on your habit. You might want to
roll your own cigarettes.
This is a very effective means to reducing your expense, helps you to cut back on the amount of cigarettes you smoke, and decreases the amount of chemicals you would otherwise inhale. You could even take your savings to the next level by
Growing Your Own Tobacco.
Return from Quit Smoking Cigarettes to Ways to Save Money Home Page.
|
